CSC FCU offers a variety of dividend earning deposit accounts that allow you to earn money on your money…keeping your money in your pocket where it belongs!
SHARE ACCOUNT (SAVINGS)
The Share Account, also known as a savings account, is the initial account opened when you become a member. CSC FCU Members must maintain a minimum balance of $5.00 in their Share Account to be a member. Dividends are paid quarterly to this account, and Members can request a FREE ATM card to pull funds from this account conveniently at any ATM machine (fees may apply). Take advantage of our FREE online service options to conveniently handle your banking transactions from anywhere.
share draft account (checking)
A Share Draft Account is a checking account that earns quarterly dividends. CSC FCU Members are not required to maintain a minimum balance in their Share Draft Account. Members can request a FREE ATM or Debit card for this account, and the first box of 50 personal checks are FREE. Take advantage of our FREE online service options to conveniently handle your banking transactions from anywhere.
A courtesy over-draft protection will be set up to pull from your Share Account (Savings) if there is an instance you may not have sufficient funds in your checking account for a recent transaction. This is not a line of credit and will only pull funds from your savings account if the balance is available.
Check reordering is just a few simple clicks away! Members can visit this site and enter the appropriate routing and account numbers. Members can also contact CSC FCU to reorder checks.
vacation & christmas clubs
CSC FCU offers separate share account options, or Vacation and Christmas Clubs, that can also earn you quarterly dividends. Deposits can be made whenever you want to start earning competitive interest rates. You can even set up direct deposits and/or automatic transfers from a portion of your income into these accounts to help make regular savings more feasible. Take advantage of our free online banking to conveniently handle your banking transactions from anywhere.
A Share Certificate is a savings option for those looking for a specific deposit term with a higher rate of interest or dividends. CSC FCU requires a $500 minimum deposit to open a Share Certificate and offers jumbo rates for investments over $25,000. We have a variety of maturity terms to meet your personal needs. Dividends are calculated daily and paid quarterly. Take advantage of our free online banking to conveniently handle your banking transactions from anywhere.
individual retirement account
An IRA offers special tax advantages and is a great way to save for retirement. CSC FCU offers both Traditional and Roth IRA accounts. A Traditional IRA allows our Members to contribute money on a pre-tax basis and earn tax-deferred dividends*. No income taxes are due when distributions are taken from the account at retirement. A Roth IRA allows our Members to contribute money on a post-tax basis and earn tax-free dividends*. Take advantage of our free online banking to conveniently handle your banking transactions from anywhere.
*IRA accounts are subject to terms and conditions set by the IRS.