Home Equity Rates
Effective September 28, 2022
Auto pay from CSC account earns a .25% discount (except share secured).
| Term in Months |
Loan Type |
LTV |
Tier 1 (710+) |
Tier 2 (680-709) |
Tier 3 (660-679) |
Tier 4 (600-659) |
| 120 Months |
Home Equity |
90% |
4.25% |
4.25% |
4.25% |
4.25% |
| 180 Months |
Home Equity |
90% |
4.50% |
4.50% |
4.50% |
4.50% |
| 240 Months |
Home Equity |
90% |
4.99% |
4.99% |
4.99% |
4.99% |
Personal Loan Rates
Effective September 28, 2022
Auto pay from CSC account earns a .25% discount (except share secured).
| Term in Months |
Loan Type |
Tier 1 (710+) |
Tier 2 (680-709) |
Tier 3 (660-679) |
Tier 4 (600-659) |
| 60 Months |
Personal up to $12,000 |
7.49% |
8.49% |
N/A |
N/A |
| 60 Months |
Personal up to $10,000 |
7.49% |
8.49% |
9.49% |
11.49% |
| 60 Months |
Shared Secured |
3.99% |
3.99% |
3.99% |
3.99% |
Vehicle Loan Rates
Effective December 28, 2022
Auto pay from CSC account earns a .25% discount (except share secured).
Motorcyle, ATC, UTV, camper, boat, trailer and snowmobiles add 1.00% to rate.
| Term in Months |
Model Year |
LTV |
Tier 1 (710+) |
Tier 2 (680-709) |
Tier 3 (660-679) |
Tier 4 (600-659) |
| NEW |
| Up to 48 Months |
New-2022 |
100% |
3.99% |
4.69% |
5.89% |
6.99% |
| 49-60 Months |
New-2022 |
100% |
4.39% |
4.99% |
6.29% |
7.59% |
| 61-72 Months |
New-2022 |
100% |
4.79% |
5.79% |
6.79% |
8.29% |
| 73-78 Months |
New-2022 |
100% |
5.29% |
6.29% |
7.59% |
8.79% |
| 79-84 Months |
New-2022 |
100% |
5.59% |
6.59% |
8.19% |
9.79% |
| USED |
Up to 60 |
Used 2020-2022 |
90% |
4.49% |
4.99% |
6.19% |
7.39% |
| 61-72 Months |
Used 2020-2022 |
90% |
4.89% |
5.39% |
6.59% |
7.89% |
| Up to 66 Months |
New-2022 |
90% |
4.89% |
5.39% |
6.59% |
8.39% |
| Up to 54 Months |
New-2022 |
90% |
5.59% |
6.39% |
7.49% |
8.79% |
| Up to 48 Months |
New-2022 |
90% |
4.99% |
5.79% |
6.89% |
8.19% |
| Up to 36 Months |
New-2022 |
90% |
5.49% |
6.19% |
7.49% |
8.89% |
Deposit Account Rates
Effective January 1, 2023
| Certificate Term |
Rate |
Jumbo Rate ($25,000 + opening deposit) |
| 6 Months |
0.55% |
0.75% |
| 12 Months |
0.65% |
0.85% |
| 18 Months |
0.70% |
0.95% |
| 24 Months |
0.85% |
1.10% |
| 36 Months |
1.05% |
1.30% |
| 48 Months |
1.15% |
1.40% |
| 60 Months |
1.20% |
1.45% |
|
| IRA Term |
Rate |
Jumbo Rate ($25,000 + opening deposit) |
| 6 Months |
0.55% |
0.75% |
| 12 Months |
0.65% |
0.85% |
| 18 Months |
0.70% |
0.95% |
| 24 Months |
0.85% |
1.10% |
| 36 Months |
1.05% |
1.30% |
| 48 Months |
1.15% |
1.40% |
| 60 Months |
1.20% |
1.45% |
|
| Other Deposit Accounts |
Rate |
| Share Account |
0.25% |
| Share Draft |
0.25% |
| Vacation |
0.25% |
| Christmas |
0.25% |
