Home Equity Rates
Effective April 1, 2025
Auto pay from CSC account earns a .25% discount (except share secured).
| Term in Months |
Loan Type |
LTV |
Tier 1 (710+) |
Tier 2 (680-709) |
Tier 3 (660-679) |
Tier 4 (600-659) |
| 120 Months |
Home Equity |
90% |
5.50% |
5.50% |
5.50% |
5.50% |
| 180 Months |
Home Equity |
90% |
5.75% |
5.75% |
5.75% |
5.75% |
| 240 Months |
Home Equity |
90% |
6.00% |
6.00% |
6.00% |
6.00% |
Personal Loan Rates
Effective April 1, 2025
Auto pay from CSC account earns a .25% discount (except share secured).
| Term in Months |
Loan Type |
Tier 1 (710+) |
Tier 2 (680-709) |
Tier 3 (660-679) |
Tier 4 (600-659) |
| Up to 60 Months |
Personal up to $12,000 |
8.49% |
9.49% |
N/A |
N/A |
| Up to 60 Months |
Personal up to $10,000 |
8.49% |
9.49% |
10.49% |
12.49% |
| Up to 60 Months |
Shared Secured |
3.99% |
3.99% |
3.99% |
3.99% |
Vehicle Loan Rates
Effective January 8, 2025
Auto pay from CSC account earns a .25% discount (except share secured).
Motorcyle, ATC, UTV, camper, boat, trailer and snowmobiles add 1.00% to rate.
| Term in Months |
Model Year |
LTV |
Tier 1 (710+) |
Tier 2 (680-709) |
Tier 3 (660-679) |
Tier 4 (600-659) |
| NEW |
| Up to 48 Months |
New-2025 |
100% |
4.49% |
5.19% |
6.39% |
7.49% |
| 49-60 Months |
New-2025 |
100% |
4.89% |
5.49% |
6.79% |
8.09% |
| 61-72 Months |
New-2025 |
100% |
5.29% |
6.29% |
7.29% |
8.79% |
| 73-78 Months |
New-2025 |
100% |
5.79% |
6.79% |
8.09% |
9.29% |
| 79-84 Months |
New-2025 |
100% |
6.09% |
7.09% |
8.69% |
10.29% |
| USED |
Up to 60 |
Used 2022-2024 |
90% |
4.99% |
5.49% |
6.69% |
7.89% |
| 61-72 Months |
Used 2022-2024 |
90% |
5.39% |
5.89% |
7.09% |
8.39% |
| Up to 66 Months |
Used 2020-2021 |
90% |
5.69% |
6.49% |
7.49% |
8.89% |
| Up to 54 Months |
Used 2018-2019 |
90% |
6.09% |
6.89% |
7.99% |
9.29% |
| Up to 48 Months |
Used 2016-2017 |
90% |
6.49% |
7.29% |
8.39% |
9.69% |
| Up to 36 Months |
Used 2015+ |
90% |
6.99% |
7.69% |
9.09% |
10.39% |
Deposit Account Rates
Effective April 1, 2025
| Term in Months |
Minimum Balance |
Rate (APR) |
APY* |
|
Jumbo Rate $25,000+
(APY*) |
APY* |
| CD RATES |
| 6 Months |
500 |
2.50% |
2.522% |
|
2.75% |
2.779% |
| 12 Months |
500 |
3.50% |
3.546% |
|
3.50% |
3.549% |
| 18 Months |
500 |
3.25% |
3.290% |
|
3.50% |
3.546% |
| 24 Months |
500 |
3.50% |
3.546% |
|
3.75% |
3.803% |
| 36 Months |
500 |
3.50% |
3.546% |
|
3.75% |
3.803% |
| 48 Months |
500 |
3.50% |
3.546% |
|
3.75% |
3.803% |
| 60 Months |
500 |
3.50% |
3.546% |
|
3.75% |
3.803% |
| IRA RATES |
| 6 Months |
500 |
2.50% |
2.522% |
|
2.75% |
2.779% |
| 12 Months |
500 |
3.50% |
3.546% |
|
3.50% |
3.549% |
| 18 Months |
500 |
3.25% |
3.290% |
|
3.50% |
3.546% |
| 24 Months |
500 |
3.50% |
3.546% |
|
3.75% |
3.803% |
| 36 Months |
500 |
3.50% |
3.546% |
|
3.75% |
3.803% |
| 48 Months |
500 |
3.50% |
3.546% |
|
3.75% |
3.803% |
| 60 Months |
500 |
3.50% |
3.546% |
|
3.75% |
3.803% |
| Other Deposit Accounts |
Rate |
| Share Account |
0.50% |
| Share Draft |
0.50% |
| Vacation |
0.50% |
| Christmas |
0.50% |
