loans
As a member-owned financial institution, CSC FCU is able to offer lower interest rates than banks and many other financial institutions. We provide a variety of loans with flexible terms and repayment schedules to meet your needs. When shopping for a loan, it pays to be a member of CSC FCU! To contact a loan officer, please send CSC FCU an email at info@cscfederal.org or call the branch at 570-275-3308.
personal loan
CSC FCU offers competitive personal loan rates with flexible terms. Members can combine high-interest debt into one low monthly payment or choose to use funds for home improvements, vacations, etc. You can secure a loan with funds from your Share Account (Savings) or apply for a no collateral required loan. Financing may be available up to five years.
vehicle loan
CSC FCU offers Members affordable and flexible financing for new or used autos, motorcycles and RVs. Getting pre-approved before shopping for your next vehicle is a powerful negotiating tool. We can pre-approve your loan for the amount you feel you will need so you can shop and negotiate with confidence, knowing the financing is in place.
If you currently have a vehicle loan with another financial institution, CSC FCU can refinance your existing balance to possibly reduce your payment and remaining term. To see if refinancing is in your best interest, simply contact us. We promise you a quick response, then you can decide.
home equity loan
CSC FCU offers competitive home equity rates for amounts up to 90% of your home property value (less any first mortgage) with terms available up to 20 years. Leveraging your home's equity for home improvements, education or debt consolidation may result in tax-deductible interest (consult your tax advisor). All rates are subject to credit worthiness and credit union guidelines. Loan terms may be limited based on credit worthiness.
credit card
CSC FCU Members can apply for a VISA credit card available with no annual fee and a 10% APR. Your monthly payment is based on 3.00% of the balance or a minimum of $20.00. Twenty-five days grace period applies on purchases only.